Terms & Conditions

1. Definitions

For the purposes of these Terms & Conditions, the following definitions apply:

• "Platform" refers to the icb88 website accessible at https://icb88.cam and any associated mobile applications, services, and software.
• "User", "You", "Your" refers to any individual who accesses, registers for, or uses the Platform's services.
• "Account" refers to the personal gaming account created by a User upon successful registration with icb88.
• "Services" refers to all gaming activities offered through the Platform, including but not limited to casino games, sports betting, live dealer games, and togel (lottery) games.
• "Stake" refers to the amount of money wagered by a User on any game or bet.
• "Balance" refers to the total funds available in a User's Account, including deposited amounts and winnings.
• "Bonus" refers to promotional credits, free bets, or other incentives provided by icb88 subject to specific terms and wagering requirements.
• "KYC" (Know Your Customer) refers to the identity verification procedures required to comply with regulatory standards and prevent fraud.

2. Eligibility and Account Registration

2.1 Age and Residency Requirements

To create an Account and use the Services provided by icb88, you must meet the following eligibility criteria:

• You must be at least 21 years of age at the time of registration.
• You must be a legal resident of Indonesia or a jurisdiction where online gaming is permitted.
• You must have the legal capacity to enter into binding contracts under Indonesian law.
• You must not be residing in a jurisdiction where online gaming is prohibited by local legislation.
• You must not be registered with any self-exclusion programs or gambling blocking services.

2.2 Account Registration Process

When registering an Account with icb88, you agree to:

• Provide accurate, current, and complete information including your full legal name, date of birth, residential address, valid email address, and mobile phone number.
• Maintain and promptly update your Account information to ensure its accuracy at all times.
• Create a unique username and secure password that you will not share with any third party.
• Accept full responsibility for all activities that occur under your Account credentials.
• Notify icb88 immediately if you suspect any unauthorized access to your Account.

2.3 Account Restrictions

Each User is permitted to register and maintain only one Account with icb88. The creation of multiple accounts (commonly known as "multi-accounting") is strictly prohibited and may result in:

• Immediate suspension or termination of all associated Accounts.
• Forfeiture of all Balances, Bonuses, and winnings across all Accounts.
• Permanent ban from the Platform and all icb88 services.
• Legal action if fraudulent activity is detected.

3. Know Your Customer (KYC) and Verification

3.1 Verification Requirements

icb88 is committed to maintaining the highest standards of security and regulatory compliance. As part of our KYC procedures, we reserve the right to request verification documents from Users at any time, including but not limited to:

• Government-issued photo identification (KTP, passport, or driver's license).
• Proof of residential address issued within the last three months (utility bill, bank statement, or government correspondence).
• Bank account statements or e-wallet screenshots confirming ownership of payment methods used.
• Selfie photograph holding your identification document for facial verification.
• Source of funds documentation if requested for large deposits or withdrawals.

3.2 Verification Timeline and Consequences

You agree to provide requested verification documents within 14 calendar days of our request. Failure to comply may result in temporary Account restrictions, including suspension of withdrawal privileges, until verification is completed. icb88 reserves the right to permanently close Accounts that fail to complete verification procedures or provide fraudulent documentation.

4. Deposits and Payment Methods

4.1 Accepted Payment Methods

icb88 accepts deposits through the following Indonesian payment channels:

• Bank transfers via BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Mandiri (Bank Mandiri), CIMB Niaga, and Bank Permata.
• E-wallet transfers via OVO, DANA, GoPay, ShopeePay, and LinkAja.
• Other payment methods as may be added from time to time at icb88's discretion.

4.2 Deposit Terms

All deposits are subject to the following conditions:

• Deposits must be made in Indonesian Rupiah (IDR) only.
• Minimum deposit amounts are specified at the time of transaction and may vary by payment method (typically ranging from Rp 50,000 to Rp 100,000).
• Deposits must originate from a payment account registered in your own legal name. Third-party deposits are strictly prohibited.
• Processing times vary by payment method. Bank transfers during banking hours are typically instant (under 5 minutes), while off-hours transfers may take up to 24 hours.
• icb88 does not charge deposit fees, though your payment provider may apply their own transaction charges.
• Deposited funds are intended for gaming purposes and must be wagered at least once before withdrawal requests will be processed (anti-money laundering requirement).

5. Withdrawals and Payout Processing

5.1 Withdrawal Eligibility

To request a withdrawal from your Account Balance, you must:

• Have completed the KYC verification process and received approval from icb88.
• Have met all applicable wagering requirements for Bonuses (if any Bonuses were claimed).
• Request withdrawal to a payment method registered in your own legal name that matches your verified identity documents.
• Have a minimum withdrawable Balance as specified by icb88 (typically Rp 100,000 or higher).

5.2 Withdrawal Processing Times

Withdrawal requests are processed according to the following timeframes:

• Standard Users: within 24 hours of request submission.
• Silver VIP Members: within 18 hours of request submission.
• Gold VIP Members: within 12 hours of request submission.
• Platinum VIP Members: within 6 hours of request submission.
• Diamond VIP Members: within 3 hours of request submission.

Processing times begin once all verification requirements are satisfied. Actual receipt of funds in your bank account or e-wallet depends on your financial institution's processing times and is beyond icb88's control. Bank transfers typically complete within 1-3 business hours after icb88 processes the withdrawal.

5.3 Withdrawal Limits and Fees

Maximum daily withdrawal limits are determined by your VIP tier status. icb88 does not charge withdrawal fees for bank transfers to Indonesian banks or e-wallets. However, you are responsible for any fees imposed by your receiving financial institution. icb88 reserves the right to request additional verification documents before processing large withdrawals or if suspicious activity is detected.

6. Bonuses and Promotional Offers

6.1 Bonus Acceptance and Terms

icb88 may offer various Bonuses and promotional offers to Users, including welcome bonuses, deposit bonuses, cashback programs, free bets, and VIP rewards. All Bonuses are subject to specific terms and conditions including:

• Wagering requirements (also called turnover or rollover requirements) that must be completed before Bonus funds can be converted to withdrawable cash.
• Eligible games that contribute toward wagering requirements (not all games may contribute equally).
• Maximum bet limits while wagering Bonus funds (typically Rp 50,000 to Rp 100,000 per bet).
• Expiration dates by which wagering requirements must be completed.
• Eligibility restrictions (some Bonuses may be available only to new Users or specific VIP tiers).

6.2 Bonus Abuse and Forfeiture

icb88 strictly prohibits Bonus abuse, including but not limited to creating multiple Accounts to claim Bonuses repeatedly, coordinating betting patterns with other Users to guarantee profits, or exploiting software errors or game malfunctions. Any suspected Bonus abuse will result in immediate forfeiture of all Bonuses and associated winnings, possible Account suspension or termination, and potential legal action. icb88 reserves the right to modify, suspend, or cancel any Bonus or promotion at any time without prior notice.

7. Gaming Rules and Conduct

7.1 Fair Play and Prohibited Activities

All Users must engage in fair play and comply with the rules of each game. The following activities are strictly prohibited on the icb88 Platform:

• Using automated betting software, bots, or scripts to place bets or play games.
• Colluding with other players to gain unfair advantages.
• Exploiting software bugs, errors, or vulnerabilities to gain unfair profits.
• Engaging in any form of cheating, fraud, or manipulation.
• Using VPNs, proxies, or other tools to conceal your true location or identity.
• Engaging in abusive, threatening, or harassing behavior toward other Users or icb88 staff.
• Money laundering or using the Platform for any illegal purpose.

7.2 Game Results and Disputes

All game results are determined by certified Random Number Generator (RNG) systems that ensure fair and unpredictable outcomes. For sports betting, results are based on official match results as determined by the relevant sports governing bodies. In the event of a dispute regarding game results, icb88's decision based on our internal records and system logs shall be final and binding. Disputes must be reported to our customer support team within 7 days of the disputed event.

8. Responsible Gaming and Self-Exclusion

8.1 Age Verification and Underage Gambling Prevention

icb88 is committed to preventing underage gambling. All Users must be at least 21 years of age. We reserve the right to request proof of age at any time, and Accounts will be immediately suspended if underage gambling is suspected. Parents and guardians are encouraged to use parental control software to prevent minors from accessing online gaming platforms.

8.2 Responsible Gaming Tools

icb88 provides the following tools to help Users maintain control over their gaming activities:

• Deposit Limits: Set daily, weekly, or monthly maximum deposit amounts.
• Loss Limits: Define maximum loss amounts per specified period.
• Session Time Limits: Receive alerts after specified gaming session durations.
• Reality Check Reminders: Periodic notifications showing your gaming duration and current profit/loss status.
• Self-Exclusion: Temporarily or permanently exclude yourself from the Platform for periods of 24 hours, 7 days, 30 days, 90 days, or permanently.

8.3 Problem Gambling Support

If you feel that your gaming activity is becoming problematic or negatively affecting your life, relationships, or financial situation, please contact our customer support team immediately. We can assist in activating protective measures or provide information about professional gambling support organizations. Gaming should always be a form of entertainment, never a way to solve financial problems or escape personal issues.

9. Intellectual Property Rights

All content on the icb88 Platform, including but not limited to text, graphics, logos, images, software, and game content, is the property of icb88 or our licensed content providers and is protected by Indonesian and international copyright, trademark, and intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Platform for personal gaming purposes only. You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any Platform content without express written permission from icb88.

10. Privacy and Data Protection

Your privacy is important to icb88. We collect, use, store, and protect your personal information in accordance with our Privacy Policy, which forms an integral part of these Terms & Conditions. By using the Platform, you consent to our collection and use of your personal data as described in the Privacy Policy. We employ industry-standard security measures including SSL encryption to protect your data, but you acknowledge that no internet transmission is completely secure and you use the Platform at your own risk.

11. Limitation of Liability

To the maximum extent permitted by Indonesian law, icb88 and its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

• Your use or inability to use the Platform or Services.
• Unauthorized access to your Account or personal information.
• Technical failures, internet connection issues, or server downtime.
• Errors or inaccuracies in game results or platform content.
• Loss of winnings, deposits, or Bonuses due to your violation of these Terms & Conditions.
• Any actions taken by third-party payment providers or financial institutions.

icb88's total liability to you for all claims arising from your use of the Platform shall not exceed the amount you have deposited into your Account during the 90 days immediately preceding the claim.

12. Account Suspension and Termination

12.1 icb88's Right to Suspend or Terminate

icb88 reserves the right to suspend or terminate your Account and refuse any current or future use of the Platform if:

• You violate any provision of these Terms & Conditions.
• We are unable to verify or authenticate your identity or Account information.
• We believe your Account has been used for illegal or fraudulent activities.
• We detect patterns of Bonus abuse or coordinated betting.
• Required by law, regulation, or court order.
• We determine, in our sole discretion, that continued operation of your Account poses risks to icb88 or other Users.

12.2 User-Initiated Account Closure

You may request closure of your Account at any time by contacting customer support. Upon closure, any remaining Balance in your Account will be returned to you after deduction of any applicable fees or charges, provided all verification requirements have been met and no Terms violations have occurred. Unclaimed Bonuses will be forfeited upon Account closure.

13. Amendments to Terms & Conditions

icb88 reserves the right to modify, amend, or update these Terms & Conditions at any time without prior notice. Changes will be effective immediately upon posting to the Platform. Your continued use of the Platform after changes are posted constitutes your acceptance of the revised Terms & Conditions. It is your responsibility to regularly review these Terms & Conditions. We recommend checking this page periodically to stay informed of any updates.

14. Governing Law and Dispute Resolution

These Terms & Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which icb88 is licensed and regulated, without regard to conflict of law principles. Any disputes arising from or relating to these Terms & Conditions or your use of the Platform shall first be attempted to be resolved through good-faith negotiation with icb88's customer support team. If a dispute cannot be resolved through negotiation within 30 days, the dispute shall be submitted to binding arbitration in accordance with the arbitration rules of the relevant regulatory authority.

15. Severability and Waiver

If any provision of these Terms & Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be replaced with a valid provision that most closely approximates the intent and economic effect of the invalid provision. icb88's failure to enforce any right or provision of these Terms & Conditions shall not constitute a waiver of that right or provision.

16. Contact Information

If you have any questions, concerns, or require clarification regarding these Terms & Conditions, please contact our customer support team through the following channels:

• Email: [email protected]
• Live Chat: Available 24/7 through the Platform website
• WhatsApp Support: +62 812-3456-7890 (08:00-24:00 WIB daily)